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Rates

Certificates of Deposit

Rates effective as of February 17, 2021.
Penalty for early withdrawal.
CD minimum opening deposit: $1,000.

Account TypeInterest RateAPY*
3 Month0.25%0.25%
6 Month0.25%0.25%
1 Year**0.50%0.50%
2 Year**0.55%0.55%
3 Year**0.75%0.75%
4 Year**0.85%0.85%
5 Year**0.95%0.95%

* APY = Annual Percentage Yield
**Interest Compounds Semi-Annually


Checking

Rates effective as of February 17, 2021.
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
NOW Account minimum opening deposit: $750.
Elite VIP minimum opening deposit: $1,000.

Account TypeInterest RateAPY*
NOW0.15%0.15%
Elite VIP0.25%0.25%

* APY = Annual Percentage Yield


Money Market

Rates effective as of February 17, 2021.
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
Money Market minimum opening deposit: $2,500.

Account BalanceInterest RateAPY*
Up to $10,0000.15%0.15%
$10,000 to $25,0000.20%0.20%
$25,000 or more0.25%0.25%

* APY = Annual Percentage Yield


Savings

Rates effective as of February 17, 2021.
Rates subject to change without notice after the account is opened.
Fees could reduce earnings.
Passbook Savings Account minimum opening deposit: $100.
Kids Klub Savings Account minimum opening deposit: $1.

Account TypeInterest RateAPY*
Passbook Savings Account0.20%0.20%
Kid’s Klub Savings Account0.20%0.20%

* APY = Annual Percentage Yield


Individual Retirement Account

Rates effective as of February 17, 2021.
Penalty for early withdrawal.
IRA minimum opening deposit: $50.

Account TypeInterest RateAPY*
IRA-1 Year.50%.50%

* APY = Annual Percentage Yield


Health Savings Account

Rates effective as of February 17, 2021.
HSA minimum opening deposit: $50.

Account TypeInterest RateAPY*
HSA0.25%0.25%

* APY = Annual Percentage Yield

 

 

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