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Savings Accounts

Regular Savings

  • Minimum Opening Deposit:  $100.00
  • Service Charge:  $3.00 if balance falls below $100.00 any time during cycle
  • Withdrawal Fees:  Three allowed. $1.00 per withdrawal made over three
  • Transfers and withdrawals are limited to six per month.

Special Savings

  • Minimum Opening Deposit:  $1.00
  • Service Charge:  None
  • Withdrawal Fees:  Three allowed. $1.00 per withdrawal made over three
  • Transfers and withdrawals are limited to six per month.

Kid’s Klub Savings

  • Minimum Opening Deposit:  $1.00
  • Service Charge:  None
  • Withdrawal Fees:  Three allowed. $1.00 per withdrawal made over three
  • Transfers and withdrawals are limited to six per month.

Christmas Club

  • Minimum Opening Deposit:  $2.00
  • Service Charge:  None
  • Withdrawal Fees:  None
  • No withdrawals are allowed until November.
  • Bonus – If you make 49 consecutive and timely weekly deposits of the same amount to this account, then we will make the 50th deposit of that amount for you. (You choose the amount of the deposit, within any limits we may set.)

Interest will be paid quarterly at the current rate. Interest is paid on the average daily collected balance. Three withdrawals allowed during the quarter. If more than three withdrawals are made, $1.00 will be charged for each withdrawal made over three. If you close your account before interest is credited, you will not receive the accrued interest.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.