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Account Type | Minimum Opening Deposit | Monthly Service Charge | # of Checks Per Statement | Interest Bearing | | Free Checking | $25.00 | None | Unlimited | No | Customer does not receive checks or images - only statement. - ATM/Debit Card Available
- Duplicate checks required
| | Regular Checking | $100.00 | Minimum Balance of $250.00 to $500.00. $6.00 per cycle. Minimum Balance under $250.00 $10.00 per cycle. | Unlimited | No | - Senior Citizens* and under age 18 do not have monthly maintenance fee.
- Senior Citizens* receive free checks (selected ones).
- ATM/Debit Card Available
- Monthly imaged statement for convenient account balancing.
*Senior Citizens are individuals of 62 years of age or older. | | NOW Account | $750.00 | Balance below $750.00 - $7.50 | Unlimited | Yes | Interest paid monthly at the current rate. Interest is paid on the average daily collected balance. If you close your account before interest is credited, you will not receive the accrued interest. - Senior Citizens* receive free checks (selected ones).
- ATM/Debit card available
- Monthly imaged statement for convenient account balancing.
*Senior Citizens are individuals of 62 years of age or older. | | Elite VIP | $1,000.00 | Balance below $1000.00 - $10.00 | Unlimited | Yes | Interest paid monthly at the current rate. Interest is paid on the average daily collected balance. If you close your account before interest is credited, you will not receive the accrued interest. - Must be 55 years of age.
- Free checks (selected ones)
- No fee for Money Orders or Cashier Checks
- ATM/Debit card available
- $5.00 Discount on Safe Deposit Box Rental
- Monthly imaged statement for convenient account balancing
| | Money Market | $2,500.00 | Balance below $2,500.00 - $10.00 | 6 transactions per cycle | Yes | Interest paid monthly at the current rate. Transfers and withdrawals are limited to six per month. A fee of $10.00 will be charged for each check withdrawal over six per month. Interest paid on the average daily collected balance. If you close your account before interest is credited, you will not receive the accrued interest. - Monthly imaged statement for convenient account balancing
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Important Information About Procedures for Opening a New Account To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents. |
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